The COVID-19 pandemic has put a brake on the global economy. Many non-essential businesses are closed and people lost their jobs. Reflecting these devastating damages to the economy, the US stock market has recently gone through the steepest decline and recovery in its history. During the rapid fall of the stock market, many investors sell their stocks with loss, fearing that holding on to them would incur more losses over time. People who don't own stocks may feel relieve

No. I'm not talking about "big" data here. It is personal data that we have not been claiming enough ownership of. While it is important to protect it from its misuse, we don't want to miss opportunities to use it in our favor. Unknowingly, I hired my own data five years ago for the first time to improve my finance. It has become my life coach ever since. Often, we underestimate how much we can accomplish with what we already have, especially when we don't see a clear pa

If you are in your twenties or early thirties, it may never occur to you that you will stop receiving a paycheck at some point in your life. It can be temporary-like when you change your jobs. Or it can be permanent if you decide to retire. For anyone who started their career in academia and still holds temporary positions (graduate students and postdoctoral fellows, for example), it may seem pointless to even think about planning to reach their financial independence. Your s